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Home Purchases

Buying a home is one of the biggest and most significant investments that most people will make in their lifetime. But getting the proper financing for that home can be a confusing process. Until you go out and start shopping for a mortgage, you may not realize how many products and variations are out there. 

To make matters worse, banks and other traditional financial institutions will only offer to sell you their products – which may or may not be the right choice for you. 

As an RMA (Real Mortgage Associates Inc.) Mortgage Partner, I work for you – not the lender. 

Why choose an RMA Mortgage Advisor?

Just like you may use a real estate agent to shop around and find the best homes that meet your criteria, I am at your service to shop around to find you the best mortgage solution that suits your needs. With access to more than fifty lenders (including private), I do the shopping and comparing for you. 

Finding the right mortgage is about more than simply getting the best interest rate. There are also many types of mortgages such as fixed rate, variable rate, and hybrid styles. There is no one-size-fits-all solution. For this reason, I will take some time getting to know you before I offer any recommendations. 

Once I find the best lender for you, I will work on your behalf to negotiate the best possible rate – because sometimes, the rate that these lenders advertise on their websites, is not their final offer. I will help you understand the terms of their contract so that you can feel comfortable with and confident in your choice. 

Finally, I will help you with all the necessary paperwork to ensure that it is complete and error-free. Doing so will help to ensure that nothing holds up your final approval. 

Get pre-approved today

If you are in the market for a new home, it is best to start the mortgage preapproval process as early as possible. While it may be fun to go out on a Saturday afternoon and idly shop around at open houses, you want to be able to make an offer on a home when you finally find the right place. 

Getting preapproved first helps you in two ways. The first way that it helps is that it lets you know how much you can afford to spend on a home, so you don’t waste a lot of time looking at places that are out of your price range. 

The second way that getting preapproved helps you is that if there are competing offers for the home that you want, then a buyer who has already been preapproved for a mortgage is going to have a distinct advantage over one that hasn’t been. Typically a seller will be more likely to accept an offer if they know that the prospective buyer already has the details of their funding in place. 

If you are ready to take the first step toward purchasing a new home, then call me today for a consultation. I’ll help you find the home loan solution that is right for you.